Mobile phone USSD Transfer codes is a recent development in the financial sector today. Many softwares have been developed to make the banking process easier and faster. Mobile transfer codes is one of such. This mobile transfer service is similar to internet banking. the only difference is that it does not require internet connectivity. when a person does not have access to the internet, he/she can still go ahead with the banking transaction.
WHAT IS MOBILE PHONE USSD TRANSFER CODE?
USSD means Unstructured Supplementary Service Data. This service allows you to pay your bills and carry out other banking transaction by simply dialling a shortcode on your phone. These codes are also known as quick codes.
Almost all the commercial banks in Nigeria now have their special code for mobile transaction. Such transactions includes Airtime Topup, Account opening, Balance inquiry, mini statement inter and intra bank money transfer, utility bills payment (Electricity, DStv, GOTV) etc.
HOW TO USE MOBILE PHONE USSD TRANSFER CODE
The rule thumb before using mobile phone USSD transfer code is this. You must have an account with that bank, and you can only use the particular phone number you used to to open your bank account to do mobile transactions.
If you lost or misplaced that SIM card, simply do a SIM retrival or contact your Bank on how to change the mobile number associated with your account.
All mobile transaction require a PIN which serves as an anti theft measure. You will be asked to set your PIN (usually 4 digit) when you carry out your first mobile banking transaction.
For most Nigerian Banks, you are expected to have a minimum balance of 10 naira before you can perform any mobile banking transaction. When you get “Not Available” or any other related error, check your mobile balance, recharge and then try again.
REASONS FOR MOBILE PHONE USSD TRANSFER CODE
- Fast and Secure transaction.
- Easy access to bank account.
- No need to visit your Bank branch or ATM spot.
- Works on all mobile devices.
- Mobile banking is saves time and it is cost effective.
- Transaction can be carried anywhere and at anytime.
LIST OF MOBILE PHONE USSD TRANSFER CODE FOR ALL BANKS I NIGERIA 2019
Mobile transfer is easy, fast, secure, reliable and convenient mobile money transfer service. Below is a detailed and comprehensive list of all Nigerian Banks USSD mobile phone transfer code for mobile banking services.
FIRST BANK MOBILE PHONE USSD TRANSFER CODE.
The first commercial bank in Nigeria really lives true to its name. First bank is one of the best bank in Nigeria with e-banking services. First bank code for mobile money transfer is *894#.
For money transfer, dial *894#, a list of options will appear. Transfer money, withdraw money and make purchases, pay bill, buy airtime and manage account will be in the list. To transfer money, type 1 and send. Follow the instruction and you are good to go.
FIDELITY BANK MOBILE PHONE USSD TRANSFER CODE
The maximum amount allowed for Fidelity Bank is 20,000 naira per day. Fidelity Bankcode is *770#. For quick transfer, dial *770*receiver account number*amount# eg, *770*0123456789*10000#.
POLARIS BANK MOBILE PHONE USSD TRANSFER CODE
Polaris bank was know previously as Skye Bank. The mobile phone transfer code for Polaris bank is *833#. To make a transfer, just dial *833#and follow the on screen instructions.
FIRST CITY MONUMENT BANK (FCMB) USSD TRANSFER CODE
The mobile transfer code for FCMB is *389*214#. To use this service on FCMB you have to visit any of their branch closest to you or call their customer care on 01-279880 t set up your PIN.
For money transfer or any other transaction, dial *389*214# and the the screen prompt.
ECO BANK MOBILE PHONE USSD TRANSFER CODE
Also know as the Pan African Bank, EcoBank mobile code is *326#. It has account balance, minin statement, instant transfer, bill payments and airtime topup features. To use this service, dial *326#.
Read Also >> How To Check Your BVN With Your Mobile Phone Number
UNITED BANK FOR AFRICA (UBA) USSD TRANSFER CODE
This service is also known as UBA magic banking. UBA mobile transfer code is *919#.
ACCESS BANK MOBILE PHONE USSD TRANSFER CODE
Access Bank recently acquired Diamond Bank and all its assets. Former customers of Diamond Bank can now use Access Bank mobile transfer code. Just dial *901# and follow the instructions
UNION BANK MOBILE PHONE USSD TRANSFR CODE
To use Union Bank USSD service, dial *389*00# and follow the instructions.
KEYSTONE BANK MOBILE PHONE USSD TRANSFER CODE
KeyStone Bank customers should dial *7111# to access Keystone Bank transfer services.
STANBIC-IBTC MOBILE PHONE USSD TRANSFER CODE
Stanbic-IBTC mobile transfer service can be accessed by dialing *909#, and following the screen prompt.
WEMA BANK USSD TRANSFER CODE
Wema Bank offer an excellent USSD service, though they are relatively new to mobile banking. Their mobile transfer code is *945#. Some of the services rendered by Wema Bank mobile banking includes account opening, BVN linking, card control, receive Western Union, generate OTP etc.
HERITAGE BANK USSD TRANSFER CODE
Heritage Bank mobile USSD transfer service can be accessed by dialing *322*00#
STERLING BANK MOBILE PHONE USSD TRANSFER CODE
Also known as the One Customer Bank, Sterling Bank mobile Banking code is *822#. To perform a transaction, just dial *822# and follow the instructions. However, anytime you carry out any transaction, 5 naira will be deducted from your phone.
UNITY BANK MOBILE PHONE USSD TRANSFER CODE
The mobile banking code for Unity Bank is *389*215#. Follow the screen prompt when you dial *389*215# to carry out any transaction.
JAIZ BANK MOBILE PHONE USSD TRANSFER CODE
Jaiz Bank made its mark in the Nigeria Banking sector as the only Islamic commercial Bank in the country. This means Jaiz Bank is the only non-interest Bank in Nigeria.
Their mobile banking code is *389*301#. You must register for Jaiz Bank mobile banking service before you can use it.
ZENITH BANK USSD CODE FOR MOBILE TRANSFER
Zenith bank mobile USSD service gives you access to open an account, check balance, purchase airtime and make mobile transfer. The mobile banking code for Zenith Bank is *966#.
GUARANTY TRUST BANK (GTB) USSD CODE FOR MOBILE TRANSFER
In terms of Electronic Banking, Guaranty Trust Bank is the leading bank in Nigeria. They are among the first to introduce mobile banking. GTB mobile banking code is *737#. The minimum transfer is 1,000 naira and the maximun transfer limit is 20,000 per day.
That is all we have on Nigerian Banks and their mobile USSD transfer code. If you know any Bank that is not on this list, feel free to reach out to Us through the comment box and we will do well to update the list.